A simple decision check for UK home buyers to understand the real cost of owning a property — before committing.
THE PROBLEM
Most buyers focus on the purchase price and monthly mortgage.
The real cost of owning a home appears later — and that’s where expensive mistakes happen.
WHAT THIS IS
True Cost Property is a practical spreadsheet that helps you:
• Estimate real ownership costs
• See beyond the mortgage payment
• Avoid committing to something you can’t comfortably afford long-term
This is for:
• UK home buyers
• People actively viewing or making offers
• Anyone buying in the next 3–6 monthsThis is not for:
• Investors
• Renters
• Casual browsingCreated by a London property professional with over 20 years’ experience helping buyers make informed decisions.